/* =============================================
   EuropeFinA — Main Stylesheet
   Domain: europefina.com
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,600;0,700;1,300;1,400&family=Outfit:wght@300;400;500;600&display=swap');

/* ── CSS Variables ── */
:root {
  --navy:      #0B1526;
  --navy-mid:  #112240;
  --navy-light:#1A3A5C;
  --gold:      #C9943A;
  --gold-light:#E8B96A;
  --gold-pale: #F5E8C8;
  --cream:     #F7F3EC;
  --white:     #FFFFFF;
  --muted:     #8A9BB5;
  --border:    rgba(201,148,58,.22);
  --border-lt: rgba(201,148,58,.10);
  --text-dark: #0B1526;
  --text-body: #3D4F6A;

  --ff-display: 'Cormorant Garamond', Georgia, serif;
  --ff-body:    'Outfit', sans-serif;

  --radius:   8px;
  --radius-lg:16px;
  --shadow:   0 4px 30px rgba(11,21,38,.15);
  --shadow-lg:0 12px 60px rgba(11,21,38,.25);

  --nav-h: 72px;
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--ff-body);
  background: var(--navy);
  color: var(--cream);
  line-height: 1.7;
  overflow-x: hidden;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ── Typography ── */
h1, h2, h3, h4 { font-family: var(--ff-display); line-height: 1.18; font-weight: 600; }
h1 { font-size: clamp(2.6rem, 6vw, 5rem); }
h2 { font-size: clamp(2rem, 4vw, 3.2rem); }
h3 { font-size: clamp(1.35rem, 2.5vw, 1.9rem); }
h4 { font-size: 1.25rem; }
p  { font-size: 1rem; font-weight: 300; color: var(--muted); line-height: 1.8; }

/* ── Utility ── */
.container { max-width: 1220px; margin: 0 auto; padding: 0 24px; }
.section-pad { padding: 100px 0; }
.section-pad-sm { padding: 60px 0; }
.gold { color: var(--gold); }
.gold-light { color: var(--gold-light); }
.cream { color: var(--cream); }

.tag {
  display: inline-flex; align-items: center; gap: 6px;
  font-family: var(--ff-body); font-size: .72rem; font-weight: 600;
  letter-spacing: .12em; text-transform: uppercase;
  color: var(--gold); background: rgba(201,148,58,.12);
  border: 1px solid var(--border); border-radius: 40px;
  padding: 5px 14px;
}

.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .78rem; font-weight: 600; letter-spacing: .18em;
  text-transform: uppercase; color: var(--gold); margin-bottom: 18px;
}
.eyebrow::before {
  content: ''; width: 28px; height: 1px; background: var(--gold);
}

.btn {
  display: inline-flex; align-items: center; gap: 9px;
  font-family: var(--ff-body); font-size: .88rem; font-weight: 600;
  letter-spacing: .05em; padding: 14px 30px; border-radius: 6px;
  cursor: pointer; transition: all .25s ease; border: none;
}
.btn-gold {
  background: var(--gold); color: var(--navy);
}
.btn-gold:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: 0 8px 28px rgba(201,148,58,.35); }
.btn-outline {
  background: transparent; color: var(--cream);
  border: 1.5px solid rgba(247,243,236,.3);
}
.btn-outline:hover { border-color: var(--gold); color: var(--gold); transform: translateY(-2px); }

/* ── Divider ── */
.divider {
  width: 56px; height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
  margin: 22px 0;
}
.divider-center { margin-left: auto; margin-right: auto; background: linear-gradient(90deg, transparent, var(--gold), transparent); width: 80px; }

/* ── Nav ── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  height: var(--nav-h);
  display: flex; align-items: center;
  transition: all .35s ease;
  border-bottom: 1px solid transparent;
}
.nav.scrolled {
  background: rgba(11,21,38,.96);
  backdrop-filter: blur(18px);
  border-bottom-color: var(--border-lt);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  width: 100%;
}
.nav-logo {
  display: flex; align-items: center; gap: 10px;
  font-family: var(--ff-display); font-size: 1.6rem; font-weight: 700;
  color: var(--cream);
}
.nav-logo-img {
  height: 42px;          /* высота логотипа — подберите под свой */
  width: auto;
  display: block;
  object-fit: contain;
}
.nav-logo span { color: var(--gold); }
.nav-logo-icon {
  width: 38px; height: 38px; border-radius: 8px;
  background: linear-gradient(135deg, var(--gold) 0%, #8B6020 100%);
  display: flex; align-items: center; justify-content: center;
}
.nav-links {
  display: flex; align-items: center; gap: 38px;
}
.nav-links a {
  font-size: .88rem; font-weight: 400; letter-spacing: .04em;
  color: rgba(247,243,236,.72); transition: color .2s;
  position: relative;
}
.nav-links a::after {
  content: ''; position: absolute; bottom: -4px; left: 0; right: 0;
  height: 1px; background: var(--gold);
  transform: scaleX(0); transform-origin: left; transition: transform .25s;
}
.nav-links a:hover, .nav-links a.active { color: var(--cream); }
.nav-links a:hover::after, .nav-links a.active::after { transform: scaleX(1); }
.nav-cta { display: flex; align-items: center; gap: 16px; }

.hamburger {
  display: none; flex-direction: column; gap: 5px; cursor: pointer;
  background: none; border: none; padding: 6px;
}
.hamburger span {
  width: 26px; height: 1.5px; background: var(--cream);
  display: block; transition: all .3s;
}

/* Mobile nav */
.mobile-nav {
  display: none; position: fixed; top: var(--nav-h); left: 0; right: 0; bottom: 0;
  background: rgba(11,21,38,.98); z-index: 999;
  flex-direction: column; align-items: center; justify-content: center; gap: 36px;
  backdrop-filter: blur(20px);
}
.mobile-nav.open { display: flex; }
.mobile-nav a { font-family: var(--ff-display); font-size: 2rem; font-weight: 600; color: var(--cream); }
.mobile-nav a:hover { color: var(--gold); }

/* ── Hero (index) ── */
.hero {
  min-height: 100vh;
  display: flex; align-items: center;
  position: relative; overflow: hidden;
  padding-top: var(--nav-h);
}
.hero-bg {
  position: absolute; inset: 0;
  background: linear-gradient(135deg, #0B1526 0%, #112240 60%, #1A2E4A 100%);
}
.hero-bg-img {
  position: absolute; inset: 0;
  background: url('https://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?w=1800&auto=format&fit=crop') center/cover no-repeat;
  opacity: .08;
}
.hero-bg-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(201,148,58,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,148,58,.04) 1px, transparent 1px);
  background-size: 60px 60px;
}
.hero-glow {
  position: absolute; top: -20%; right: -10%;
  width: 700px; height: 700px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,148,58,.09) 0%, transparent 70%);
  pointer-events: none;
}
.hero-glow-2 {
  position: absolute; bottom: -20%; left: -10%;
  width: 500px; height: 500px; border-radius: 50%;
  background: radial-gradient(circle, rgba(26,60,92,.4) 0%, transparent 70%);
  pointer-events: none;
}
.hero-content {
  position: relative; z-index: 2;
  max-width: 760px;
}
.hero-content .eyebrow { margin-bottom: 24px; }
.hero-title { margin-bottom: 28px; }
.hero-title em { font-style: italic; color: var(--gold); }
.hero-desc { font-size: 1.12rem; max-width: 560px; margin-bottom: 42px; }
.hero-btns { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 64px; }
.hero-stats {
  display: flex; gap: 48px; flex-wrap: wrap;
}
.hero-stat strong {
  display: block; font-family: var(--ff-display);
  font-size: 2.2rem; font-weight: 700; color: var(--gold-light);
  line-height: 1;
}
.hero-stat span { font-size: .8rem; color: var(--muted); letter-spacing: .06em; text-transform: uppercase; }

.hero-image {
  position: absolute; right: 0; top: 50%;
  transform: translateY(-50%);
  width: 46%; z-index: 1;
}
.hero-image img {
  width: 100%; height: 620px; object-fit: cover;
  border-radius: var(--radius-lg) 0 0 var(--radius-lg);
  opacity: .85;
}
.hero-image::before {
  content: '';
  position: absolute; left: -1px; top: 0; bottom: 0; width: 200px;
  background: linear-gradient(90deg, var(--navy) 0%, transparent 100%);
  z-index: 2;
}

/* ── Ticker ── */
.ticker-wrap {
  background: var(--navy-mid);
  border-top: 1px solid var(--border-lt);
  border-bottom: 1px solid var(--border-lt);
  padding: 13px 0; overflow: hidden;
}
.ticker-track {
  display: flex; gap: 60px; width: max-content;
  animation: ticker 35s linear infinite;
}
.ticker-item {
  display: flex; align-items: center; gap: 10px;
  font-size: .82rem; font-weight: 500; letter-spacing: .04em; white-space: nowrap;
}
.ticker-item .t-name { color: var(--muted); }
.ticker-item .t-val { color: var(--cream); }
.ticker-item .t-chg { font-size: .78rem; }
.up { color: #4EB584; }
.down { color: #E05C5C; }
@keyframes ticker {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}

/* ── Section heading ── */
.section-heading { text-align: center; max-width: 620px; margin: 0 auto 64px; }
.section-heading .divider { margin: 18px auto 0; }

/* ── Card grid ── */
.cards-grid { display: grid; gap: 28px; }
.cards-grid-3 { grid-template-columns: repeat(3, 1fr); }
.cards-grid-2 { grid-template-columns: repeat(2, 1fr); }

.card {
  background: var(--navy-mid);
  border: 1px solid var(--border-lt);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform .3s ease, box-shadow .3s ease, border-color .3s;
}
.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--border);
}
.card-img {
  width: 100%; height: 210px; object-fit: cover;
  transition: transform .6s ease;
}
.card:hover .card-img { transform: scale(1.04); }
.card-img-wrap { overflow: hidden; position: relative; }
.card-img-wrap .tag { position: absolute; top: 16px; left: 16px; }
.card-body { padding: 26px; }
.card-body h3 { margin-bottom: 12px; font-size: 1.3rem; }
.card-body p { font-size: .92rem; }
.card-footer {
  padding: 16px 26px; display: flex; align-items: center; justify-content: space-between;
  border-top: 1px solid var(--border-lt);
}
.card-meta { font-size: .78rem; color: var(--muted); display: flex; align-items: center; gap: 6px; }
.card-link {
  font-size: .82rem; font-weight: 600; color: var(--gold);
  display: flex; align-items: center; gap: 5px; transition: gap .2s;
}
.card-link:hover { gap: 10px; }

/* ── Feature Row ── */
.feature-row {
  display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center;
}
.feature-row.reverse { direction: rtl; }
.feature-row.reverse > * { direction: ltr; }
.feature-img {
  width: 100%; height: 460px; object-fit: cover;
  border-radius: var(--radius-lg);
  position: relative;
}
.feature-img-wrap {
  position: relative;
}
.feature-img-wrap::before {
  content: ''; position: absolute;
  inset: -18px 18px 18px -18px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg); z-index: -1;
}
.feature-content h2 { margin-bottom: 18px; }
.feature-list { margin-top: 28px; display: flex; flex-direction: column; gap: 16px; }
.feature-list-item {
  display: flex; gap: 14px; align-items: flex-start;
}
.feature-list-icon {
  width: 36px; height: 36px; min-width: 36px; border-radius: 8px;
  background: rgba(201,148,58,.12); border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-size: 1rem; margin-top: 2px;
}
.feature-list-item p { font-size: .9rem; margin-top: 2px; }

/* ── Niche cards (investing page) ── */
.niche-card {
  background: var(--navy-mid);
  border: 1px solid var(--border-lt);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  transition: all .3s ease;
  position: relative; overflow: hidden;
}
.niche-card::before {
  content: ''; position: absolute;
  top: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
  opacity: 0; transition: opacity .3s;
}
.niche-card:hover { border-color: var(--border); transform: translateY(-4px); box-shadow: var(--shadow); }
.niche-card:hover::before { opacity: 1; }
.niche-icon {
  width: 52px; height: 52px; border-radius: 12px;
  background: linear-gradient(135deg, rgba(201,148,58,.2), rgba(201,148,58,.05));
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; color: var(--gold); margin-bottom: 20px;
}
.niche-card h3 { font-size: 1.2rem; margin-bottom: 10px; }
.niche-card p { font-size: .88rem; margin-bottom: 18px; }
.risk-badge {
  display: inline-flex; align-items: center; gap: 5px;
  font-size: .72rem; font-weight: 600; letter-spacing: .1em;
  text-transform: uppercase; padding: 4px 12px; border-radius: 40px;
}
.risk-low  { background: rgba(78,181,132,.12); color: #4EB584; border: 1px solid rgba(78,181,132,.25); }
.risk-med  { background: rgba(232,185,106,.12); color: #E8B96A; border: 1px solid rgba(232,185,106,.25); }
.risk-high { background: rgba(224,92,92,.12);  color: #E05C5C; border: 1px solid rgba(224,92,92,.25); }

/* ── Budget meter ── */
.budget-rule {
  background: var(--navy-mid);
  border: 1px solid var(--border-lt);
  border-radius: var(--radius-lg);
  padding: 36px;
}
.budget-rule h3 { font-size: 1.5rem; margin-bottom: 8px; }
.budget-bars { margin-top: 28px; display: flex; flex-direction: column; gap: 18px; }
.budget-bar-label {
  display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 8px;
}
.budget-bar-label span:first-child { font-size: .9rem; font-weight: 500; color: var(--cream); }
.budget-bar-label span:last-child  { font-size: 1.2rem; font-family: var(--ff-display); font-weight: 700; color: var(--gold); }
.budget-bar-track {
  height: 8px; background: rgba(255,255,255,.06); border-radius: 99px; overflow: hidden;
}
.budget-bar-fill {
  height: 100%; border-radius: 99px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transform-origin: left; transform: scaleX(0);
  transition: transform 1.2s cubic-bezier(.16,1,.3,1);
}
.budget-bar-fill.green { background: linear-gradient(90deg, #4EB584, #7ED4A4); }
.budget-bar-fill.blue  { background: linear-gradient(90deg, #4A90D9, #78B4F0); }

/* ── Steps ── */
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.step-card {
  background: var(--navy-mid);
  border: 1px solid var(--border-lt);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  position: relative; text-align: center;
  transition: all .3s ease;
}
.step-card:hover { border-color: var(--border); transform: translateY(-4px); }
.step-num {
  font-family: var(--ff-display); font-size: 4rem; font-weight: 700;
  color: rgba(201,148,58,.12); line-height: 1; margin-bottom: 16px;
}
.step-icon {
  width: 52px; height: 52px; border-radius: 12px;
  background: rgba(201,148,58,.12); border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; color: var(--gold);
  margin: 0 auto 18px;
}
.step-card h4 { font-size: 1.1rem; margin-bottom: 10px; }
.step-card p { font-size: .86rem; }

/* ── Quote / Callout ── */
.callout {
  background: linear-gradient(135deg, rgba(201,148,58,.1), rgba(201,148,58,.03));
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 52px 60px;
  text-align: center;
  position: relative; overflow: hidden;
}
.callout::before {
  content: '"'; position: absolute;
  font-family: var(--ff-display); font-size: 22rem; line-height: 1;
  color: rgba(201,148,58,.04); top: -40px; left: 30px;
  pointer-events: none;
}
.callout blockquote {
  font-family: var(--ff-display); font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 400; font-style: italic;
  color: var(--cream); line-height: 1.5; max-width: 760px; margin: 0 auto 24px;
}
.callout cite { font-size: .82rem; color: var(--muted); font-style: normal; }

/* ── Accordion (FAQ) ── */
.accordion { display: flex; flex-direction: column; gap: 12px; }
.acc-item {
  background: var(--navy-mid); border: 1px solid var(--border-lt);
  border-radius: var(--radius); overflow: hidden;
  transition: border-color .25s;
}
.acc-item.open { border-color: var(--border); }
.acc-header {
  display: flex; justify-content: space-between; align-items: center;
  padding: 20px 24px; cursor: pointer; user-select: none;
}
.acc-header h4 { font-size: 1rem; font-weight: 500; color: var(--cream); }
.acc-toggle { color: var(--gold); font-size: 1.2rem; transition: transform .3s; }
.acc-item.open .acc-toggle { transform: rotate(45deg); }
.acc-body { padding: 0 24px; max-height: 0; overflow: hidden; transition: max-height .4s ease, padding .4s ease; }
.acc-item.open .acc-body { padding: 0 24px 20px; max-height: 300px; }
.acc-body p { font-size: .92rem; }

/* ── Disclaimer Banner ── */
.disclaimer {
  background: rgba(224,92,92,.07);
  border: 1px solid rgba(224,92,92,.2);
  border-radius: var(--radius);
  padding: 18px 24px;
  display: flex; gap: 14px; align-items: flex-start;
}
.disclaimer i { color: #E05C5C; font-size: 1.2rem; margin-top: 2px; flex-shrink: 0; }
.disclaimer p { font-size: .85rem; color: rgba(247,243,236,.75); margin: 0; }
.disclaimer strong { color: var(--cream); }

/* ── About ── */
.team-card {
  background: var(--navy-mid); border: 1px solid var(--border-lt);
  border-radius: var(--radius-lg); padding: 36px;
  display: flex; gap: 28px; align-items: center;
}
.team-avatar {
  width: 80px; height: 80px; min-width: 80px; border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), #8B6020);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--ff-display); font-size: 2rem; color: var(--navy); font-weight: 700;
}
.team-info h3 { font-size: 1.3rem; margin-bottom: 4px; }
.team-info .role { font-size: .82rem; color: var(--gold); font-weight: 500; letter-spacing: .06em; text-transform: uppercase; margin-bottom: 10px; }
.team-info p { font-size: .9rem; }

.value-card {
  background: var(--navy-mid); border: 1px solid var(--border-lt);
  border-radius: var(--radius-lg); padding: 32px;
  transition: all .3s ease;
}
.value-card:hover { border-color: var(--border); transform: translateY(-4px); }
.value-icon {
  width: 48px; height: 48px; border-radius: 10px;
  background: rgba(201,148,58,.12); border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; color: var(--gold); margin-bottom: 18px;
}
.value-card h4 { margin-bottom: 10px; }
.value-card p { font-size: .88rem; }

/* ── Stats strip ── */
.stats-strip {
  background: var(--navy-mid);
  border-top: 1px solid var(--border-lt);
  border-bottom: 1px solid var(--border-lt);
  padding: 52px 0;
}
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
.stat-item strong {
  display: block; font-family: var(--ff-display); font-size: 2.8rem; font-weight: 700;
  color: var(--gold-light); line-height: 1; margin-bottom: 8px;
}
.stat-item span { font-size: .82rem; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; }

/* ── Page hero (inner pages) ── */
.page-hero {
  background: var(--navy-mid);
  border-bottom: 1px solid var(--border-lt);
  padding: 120px 0 80px;
  position: relative; overflow: hidden;
  text-align: center;
}
.page-hero-bg {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(201,148,58,.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,148,58,.03) 1px, transparent 1px);
  background-size: 60px 60px;
}
.page-hero-glow {
  position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%);
  width: 600px; height: 600px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,148,58,.07) 0%, transparent 70%);
  pointer-events: none;
}
.page-hero-content { position: relative; z-index: 2; max-width: 680px; margin: 0 auto; }
.page-hero h1 { margin-bottom: 18px; }
.page-hero p { font-size: 1.1rem; max-width: 540px; margin: 0 auto; }

/* ── Footer ── */
.footer {
  background: #070F1C;
  border-top: 1px solid var(--border-lt);
  padding: 72px 0 0;
}
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 60px;
  padding-bottom: 60px;
  border-bottom: 1px solid var(--border-lt);
}
.footer-brand p { font-size: .88rem; margin: 18px 0 24px; max-width: 280px; }
.footer-social { display: flex; gap: 12px; }
.footer-social a {
  width: 38px; height: 38px; border-radius: 8px;
  background: var(--navy-mid); border: 1px solid var(--border-lt);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem; color: var(--muted); transition: all .25s;
}
.footer-social a:hover { border-color: var(--gold); color: var(--gold); }
.footer-col h5 {
  font-family: var(--ff-body); font-size: .78rem; font-weight: 600;
  letter-spacing: .14em; text-transform: uppercase; color: var(--gold);
  margin-bottom: 18px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a {
  font-size: .88rem; color: var(--muted); transition: color .2s;
  display: flex; align-items: center; gap: 6px;
}
.footer-col ul a:hover { color: var(--cream); }
.footer-address { font-size: .86rem; color: var(--muted); line-height: 1.9; margin-top: 8px; }
.footer-address i { color: var(--gold); }
.footer-bottom {
  padding: 24px 0; display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 12px;
}
.footer-bottom p { font-size: .8rem; color: var(--muted); margin: 0; }
.footer-ceo { font-size: .82rem; color: rgba(247,243,236,.55); }
.footer-ceo strong { color: var(--cream); }
.footer-disclaimer {
  background: rgba(201,148,58,.05); border-top: 1px solid var(--border-lt);
  padding: 16px 0; text-align: center;
}
.footer-disclaimer p { font-size: .75rem; color: rgba(138,155,181,.7); max-width: 900px; margin: 0 auto; }

/* ── Breadcrumb ── */
.breadcrumb {
  display: flex; align-items: center; gap: 8px;
  font-size: .78rem; color: var(--muted); padding: 12px 0;
}
.breadcrumb a { color: var(--muted); transition: color .2s; }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb i { font-size: .65rem; }

/* ── Animations ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(30px); }
  to   { opacity: 1; transform: translateY(0); }
}
.fade-up { animation: fadeUp .7s ease forwards; }
.fade-up-d1 { animation-delay: .1s; opacity: 0; }
.fade-up-d2 { animation-delay: .22s; opacity: 0; }
.fade-up-d3 { animation-delay: .34s; opacity: 0; }
.fade-up-d4 { animation-delay: .46s; opacity: 0; }

/* ── Responsive ── */
@media (max-width: 1024px) {
  .cards-grid-3 { grid-template-columns: repeat(2, 1fr); }
  .steps-grid   { grid-template-columns: repeat(2, 1fr); }
  .footer-grid  { grid-template-columns: 1fr 1fr; gap: 40px; }
  .feature-row  { grid-template-columns: 1fr; gap: 48px; }
  .feature-row.reverse { direction: ltr; }
  .hero-image   { display: none; }
  .stats-grid   { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }
  .cards-grid-3, .cards-grid-2 { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .callout { padding: 36px 24px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .team-card { flex-direction: column; text-align: center; }
  .hero-stats { gap: 28px; }
  .section-pad { padding: 64px 0; }
}
@media (max-width: 480px) {
  .stats-grid { grid-template-columns: 1fr; }
  .hero-btns  { flex-direction: column; }
}